Terms & Conditions Bilion4 – Complete Platform Usage Guide

1. Definitions & Interpretation

In this Bilion4 Terms & Conditions document, the following words and terms carry the meanings as stated, unless the context requires otherwise:

• "bilion4" or "Platform" refers to the website, mobile application, and all services offered under the Bilion4 brand at https://bilion4.com.
• "Member" or "User" refers to any individual who has registered and holds an active account with bilion4.
• "Account" refers to the personal account registered by a member on the bilion4 platform.
• "Account Balance" refers to the actual cash balance (excluding bonuses) in a member's account at any given time.
• "Bonus" refers to credits, free spins, or any form of promotional incentive granted by Bilion4 to its members.
• "Bet" refers to the act of placing money on the outcome of a sporting event or casino game using the Bilion4 platform.
• "Wagering Requirement" refers to the number of times a bonus must be wagered before it can be converted into withdrawable funds.

Bilion4 reserves the right to interpret any term not defined in this document at our reasonable discretion and in the spirit of the original intent of this agreement.

2. Account Registration

To make full use of Bilion4's services, you will need to register and maintain a valid account. By registering, you confirm that all information provided is truthful, accurate, and current.

• Each individual is only permitted to hold one account only at bilion4. Duplicate accounts will be suspended and any balance held in such accounts may be forfeited.
• You are fully responsible for maintaining the confidentiality of your account password. Bilion4 will not be held liable for any losses arising from your failure to safeguard your login credentials.
• Your bilion4 account is for your personal use only and may not be transferred, sold, or used by any other party.
• Bilion4 reserves the right to request identity verification documents (KYC – Know Your Customer) at any time, including a copy of your MyKad or passport to confirm your identity.
• Any attempt to commit fraud, impersonate another person, or register using false information will result in immediate account termination and forfeiture of all remaining balances.

3. Age & Eligibility

Bilion4 takes seriously the protection of minors from gambling activities. Accordingly, the following age requirements are strictly enforced:

• You must be at least 18 years of age to register and use the Bilion4 platform.
• By registering, you confirm that you meet the minimum age requirement.
• Bilion4 reserves the right to request proof of age at any time, and any account found to belong to an underage individual will be terminated immediately.
• If you become aware that a minor is using this platform, please notify our support team immediately at support@bilion4.com.

The Bilion4 platform is not available to residents or nationals of regions where online gambling is fully prohibited under local law. Members are responsible for ensuring they are not in breach of any local laws applicable to their use of this platform.

4. Deposits & Payments

Bilion4 accepts deposits via a variety of payment methods suited for users in Malaysia. All transactions are processed securely using 256-bit SSL encryption.

• The minimum deposit amount is RM 10 and no maximum daily deposit limit is set for standard accounts.
• Accepted deposit methods include Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, DuitNow, and FPX via Maybank2u or CIMB Clicks.
• Bilion4 does not charge any processing fees on member deposits. Any transaction fees, where applicable, are borne by the respective payment provider.
• Deposits are typically processed and credited to your account within seconds. If there is a delay exceeding 30 minutes, please contact our support team with proof of the transaction.
• Bilion4 reserves the right to decline or hold any deposit suspected of being linked to illegal activity, money laundering, or fraud.
• All deposits must be made in Malaysian Ringgit (RM / MYR) only.

5. Withdrawals

Bilion4 is committed to processing all valid withdrawal requests promptly and transparently. The following withdrawal terms apply to all members:

• The minimum withdrawal amount is RM 30 per transaction.
• Withdrawals may only be made to an account or eWallet registered in the member's own name. Transfers to third-party accounts are not permitted.
• Withdrawals are typically processed within 5 minutes to 30 minutes for eWallet methods, and up to 1 business day for standard bank transfers.
• Bilion4 reserves the right to request identity verification (KYC) before approving a first withdrawal or any withdrawal exceeding a specified amount, for legal compliance purposes.
• Any bonus that has not met the wagering requirement cannot be withdrawn. Only real money balances are eligible for withdrawal.
• Bilion4 reserves the right to decline or suspend any withdrawal suspected to be linked to fraud, multiple account usage, or a breach of these terms.

6. Bonus & Promotion Terms

Bilion4 offers members a variety of promotions from time to time, including welcome bonuses, free spins, rebates, and seasonal promotions. All promotions are subject to the following terms:

• Every bonus comes with a wagering requirement that must be fulfilled before bonus funds can be converted to withdrawable cash. These requirements are clearly stated in the respective promotion terms.
• The welcome bonus is available to new members upon their first registration only and cannot be claimed more than once.
• Bilion4 reserves the right to void any bonus if there is evidence of abuse, fraud, or any attempt to exploit promotions in an unfair manner.
• Free spins granted carry a fixed wagering value and may be restricted to specific games only.
• Betting limits may be applied to accounts using bonus funds — typically, bets must not exceed RM 20 per spin or bet while a bonus is active.
• The validity period of each bonus is stated in the respective promotion's terms. Unused bonuses will expire automatically once the validity period has lapsed.

7. Sports Betting

Bilion4's Sports Betting section covers a wide range of local and international sports, including Malaysia Super League and EPL football, badminton, IPL cricket, NBA, e-sports, and more. The following terms apply to all Sports Betting activities:

• All confirmed bets are final and cannot be cancelled, except in circumstances where a match is postponed or cancelled in accordance with Bilion4's policy.
• The odds displayed at the time a bet is confirmed are the odds that will be used to calculate winnings, even if the odds subsequently change.
• Bilion4 reserves the right to void bets where a technical error has caused the displayed odds to differ materially from their true market value.
• For matches postponed due to weather or other reasons, settlement policy depends on the number of overs or playing time completed — full details are available in bilion4's Bet Settlement Policy.
• In-play betting is subject to market availability and the speed of the system's odds updates. bilion4 is not responsible for update delays caused by external factors.
• Bilion4 reserves the right to impose betting limits on any account that displays unusual wagering patterns or is suspected of being linked to professional fraud.

8. Casino Games

All casino games available on Bilion4 – including slots, live casino baccarat, blackjack, roulette, table games, and rummy – are subject to the following additional terms:

• All slots games use a Random Number Generator (RNG) that is independently audited by a third-party body to ensure the fairness of every game outcome.
• The RTP (Return to Player) values displayed are long-term averages based on millions of rounds and do not guarantee results within any individual session.
• Live casino games feature real human dealers and are streamed in real time. Game results are final once the dealer announces the outcome.
• Any internet connection disruption during a Live Casino session is the member's responsibility. If a game session is interrupted, the system will record the outcome based on the state of the game at the time of disconnection.
• Bilion4 is not liable for technical issues arising from a user's device, internet connection, or any third-party software used by the member.

9. Responsible Gambling

Bilion4 takes responsible gambling seriously. We believe that sports betting and casino gaming should be an enjoyable form of entertainment, not a burden or a source of problems.

• Members can set daily deposit limits, weekly loss limits, and session time limits directly from within their account settings.
• The "temporary play break" function allows members to pause their betting activity for a set period of time (24 hours, 7 days, 30 days).
• Members who wish to permanently self-exclude may contact the Bilion4 support team and we will close the account within 24 hours.
• If you feel that your betting activity is beginning to affect your personal finances, family relationships, or mental well-being, please seek help. bilion4 will assist you in accessing the appropriate support resources.

For more information on responsible gambling, please visit the Responsible Gambling us.

10. Account Closure & Suspension

Bilion4 reserves the right to suspend, restrict, or close any account under the following circumstances without prior notice:

• There is evidence or reasonable suspicion of fraud, the use of automated software (bots), or exploitation of Bilion4's systems.
• The member is found to hold multiple accounts (duplicate accounts) on the same platform.
• Information provided during registration is found to be false or inaccurate.
• The member has violated any part of the terms and conditions set out in this document.
• There is suspected activity linked to money laundering or the financing of illegal activities.

Members may also close their own account at any time by contacting bilion4's support team. Any real money balance (excluding bonuses) in the account will be returned to the member upon completion of KYC verification, within 7 business days.

11. Personal Data Protection

Bilion4 is committed to protecting all members' personal data in accordance with best-practice data protection standards. Below is a summary of our data protection policy:

• All personal data collected during registration and platform use is protected with 256-bit SSL encryption.
• Member data will not be sold, shared, or transferred to any third party without the member's explicit consent, except where required by law or a legitimate verification process.
• Members have the right to request a copy of their personal data held by bilion4, as well as to request corrections to any inaccurate data.
• Bilion4 uses cookies to enhance the user experience on the platform. Members can manage cookie settings through their web browser.

For more details, please refer to Privacy Policy our complete guide.

12. Amendments to Terms & Conditions

Bilion4 reserves the right to amend, update, or modify any part of these Terms & Conditions at any time without prior notice. Amendments take effect immediately upon publication on our platform.

• It is the member's responsibility to review this Terms & Conditions page periodically to stay informed of the latest amendments.
• Continued use of the Bilion4 platform after any amendments are published will be considered acceptance of the updated terms.
• Bilion4 will endeavour to notify members of material amendments via email or in-platform notices, though this does not constitute an absolute obligation.